Today I Am Thankful

Published with permission from Celebrity’s Will, Malaysia’s Lifestyle Estate Designer

Some time ago, I made a reminder call to my client as my usual practice, to remind him the date of his Will signing. Before we ended the conversation, he already thanked me like how many times…. Each time we see this family, they always thanked us like ten times! With this kind of treatment, I’ll be the first to feel bad if really anything went wrong. And of course we’ll make double triple sure we do our best for them, ain’t that right?!!

On one hand, I am really thankful that we are blessed with such good clients…..this is one among the many.

On the other hand, I feel that these are the people who really understand that proper Estate Planning are really important and beneficial to their families! May God blesses them.

Stephanne Foong, Lifestyle Estate Planner, 0122189316
Nicholas Gan, Lifestyle Financial Designer

http://www.facebook.com/CelebWill
http://www.facebook.com/business.succession
http://www.facebook.com/WASIATku
http://www.facebook.com/NickG.Advisory

But How Much?

Published with permission from Celebrity’s Will, Malaysia’s LIfestyle Estate Designer

There are more considerations to a Will then just giving away your assets. There are concerns such as the maintenance of spouse to ensure their livelihood is unaffected.

So how much monthly Maintenance should a man put in his Will for his spouse?
Maintaining Your Spouse
For the beneficiary, of course the more the merrier

But when a husband plans his will, how much maintenance money should he instruct His Trustee to provide for his spouse.

Usually the testator will decide an amount based on his spouse’s monthly spending, on how much wealth he’s leaving behind, amount of insurance top up etc. The testator can add a whole lot of instructions including terms and condition to ensure the integrity of his estate.

Some things are BEST planned ahead….we can help you.

Stephanne Foong, Lifestyle Estate Planner, 0122189316
Nicholas Gan, Lifestyle Financial Designer

http://www.facebook.com/CelebWill
http://www.facebook.com/business.succession
http://www.facebook.com/WASIATku
http://www.facebook.com/NickG.Advisory

Are You Thankful?

Some time ago, I made a reminder call to my client as my usual practice, to remind him the date of his Will signing. Before we ended the conversation, he already thanked me like how many times…. Each time we see this family, they always thanked us like ten times! With this kind of treatment, I’ll be the first to feel bad if really anything went wrong. And of course we’ll make double triple sure we do our best for them, ain’t that right?!!

On one hand, I am really thankful that we are blessed with such good clients…..this is one among the many.

On the other hand, I feel that these are the people who really understand that proper Estate Planning are really important and beneficial to their families! May God blesses them.

Stephanne Foong, Lifestyle Estate Planner
0122189316
Nicholas Gan, Lifestyle Financial Designer

http://www.facebook.com/CelebWill
http://www.facebook.com/business.succession
http://www.facebook.com/WASIATku
http://www.facebook.com/NickG.Advisory

PURPOSE

Some time ago, while experiencing and being there for a friend who laid in the hospital in her final moments…..it really hit on me, that ALL OF US HAS A PURPOSE IN LIFE! Do you know what is your purpose?

Many of us found our purpose in different stages of life, for some when they work hard in raising a family, for some building a very successful business and career, for some their life took on meaning when they realise their dreams, in building a name for themselves etc……In the case of my friend, it was for her family…taking care of a bedridden mother and bringing her siblings together as one family.

Whatever our purpose in life, please take a little of your time to complete it with a proper Will.

When my friend left, the doctor came to certify her status and asked the family if she did her Final Will. In the battle for life, even a professional doctor realise that having a proper Will is so apt.

So friends, if you are one of those who have been putting on hold…for the right time to plan and do up a Will, my sincere advise to you…delay no more. You are doing no one but YOUR LOVED ONES a favor, when you put your estate planning in order. Not for me, not for anyone else. The true benefactors are your loved ones!

If you agree, you can talk to us. We always make time for responsible people…

Stephanne Foong, Lifestyle Estate Planner
0122189316
Nicholas Gan, Lifestyle Financial Designer

http://www.facebook.com/CelebWill
http://www.facebook.com/business.succession
http://www.facebook.com/WASIATku
http://www.facebook.com/NickG.Advisory

The Invisible Rich

Many times in conversations, we are secretly startled by the ways people look upon rich people and wealth. No offense, but impressions can be shallow.

In the experience of our work, we are often surprised by the immense wealth some people have. Some who don’t look much like one, but don’t let it surprise you when the cat is out of the bag. Because most of these look very ordinary and not wearing anything too ‘branded’ etc….

Be easy on them. Don’t look down on people

I can tell you many stories, here are some….

*I once planned for a grandmother, very ordinarily looking lady, brought me to a humble food court . But she earns easily half a million PER month, not per year!

*I met this man who dressed like a rocker, but he’s actually a business owner owning few profitable companies and more than 10 million insurance proceed upon his death. And he still drives an old car.

*And an ordinary elderly father, a hardworking and humble man. He continues to work very hard despite his old age but his inheritance can last through another two generations (or more) even if his son and son’s children do not work for a lifetime.

*A wife told us being their Estate Planner that her spouse has a number of land…we calculated the current value for those many (really many) plots of land, above tens of millions obviously. Amidst other assets, including few shoplots with high rental income etc. With the lifestyle they are living currently, their wealth can last through another few generations, without anyone working!

Do they look like it…..not everyone scream out about their wealth.

Don’t look down on people, people’s wealth is none of anyone’s business, not unless we can help them professionally….right

We don’t just tell stories, we know how to help you with all your assets and concerns for your next generations…..Meet us to find out more.

Stephanne, founder Celebrity’s Will.
http://www.facebook.com/CelebWill
http://www.facebook.com/Business.Succession
http://www.facebook.com/NICKG.advisory

HIGH NET WORTH Individuals

The Edge reported 22 February 2013 that Malaysia high networth individuals will double from its current 32000 to 68000 persons in 2015, with their networth increasing from US$140 billion to US$330 billion.

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Are you one of them?

As a high net worth individual, you are probably facing complex Estate Planning challenges. Perhaps you own assets in multiple countries or in a country that imposes high taxes. Or, if your heirs live abroad, you may need to plan for tax and ownership issues in their country of residence.

There may not be many experts who understand your situation, but try us!

Working with you and your advisors, we can design and implement an international trust or other solution to help you overcome these types of challenges and meet your financial objectives.

Stephanne Foong, Lifestyle Estate Planner
(006) 012 2189316
www.facebook.com/CelebWill
www.facebook.com/nickg.advisory

BAGS & Estate Planning

Ladies have extensive collection of bags these days. It is not uncommon 🙂 Many of our clients and friends have roomful of BAGS!!! Yes, not just a walk in wardrobe but room of BAGS!

Victoria Beckham is infamous for her collection of Birkin bags exceeding USD2million of estate.
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Ladies, if you have an extensive collection of bags…you have to include them wisely in your Estate planning. Appointing the right trustee is also important as bags have wear and tears, and other practical considerations.

We can help you explore the right estate planning for your needs. Cause we are experienced and used to lifestyle requirements:-)

Stephanne Foong
(006) 0122189316

www.facebook.com/CelebWill
www.facebook.com/Your.Will.Be.Done

Women Who Inspire Series – An Interview With Stephanne Foong

The story below is reproduced with permission from writer Karen Chan-Hughes

There is a special lady on my Facebook whom I would like to introduce to all of you. She has constantly been an inspiration to me. Looking at her posts and photos, I knew in my heart that she would be the first person for me to interview for my ‘Women Who Inspire’ series. Though I have never personally met her, I sent her some interview questions and here is the interview.

Enjoy!

 

1. Hi Stephanne. You are one of the most inspiring women on my Facebook. Could you please tell us a little bit about yourself and what you do?

I am a Lifestyle Estate Planner. I plan for all walks of life, individuals, families, business owners, Entrepreneurs, Celebrities, High net worth. Any form of Estate planning from a Will, to all kinds of Trust, Business Valuation Planning for Business Owners, and Comprehensive Planning of high net worth individuals. I am especially passionate planning for families with minor children, business owners and high net worth as this is my forte and they have very unique needs specific to their requirements and situations. Not all individuals are the same, thus every Will should be customized and unique.

I am the Founder of Celebrity’s Will and Wasiatku, and co founder of Business Succession Planning. All on Facebook 🙂

On the personal light, I love GOOD FOOD! People often says that “the way to a man’s heart is through his stomach” as they see I enjoy cooking nice food for him:) But it’s equally true of myself, I love good food and have a sweet tooth! Most people’s perception is that we get good food at restaurant. But I believe that good food should also be enjoyed at home, at least in my home! If my husband loves a dish, the top dish should be my creation:) Delicious food outside is a bonus! And I think good dining experience should also come with good service!

I love music although I was not musically trained at all. I enjoy picking up my guitar and worship, writing worship songs and singing! I love to sing, but I love worshipping more.

I have a perfectionist attitude for my work and performance. I always set a standard for myself to achieve.

 

2. I am also aware that you have accomplished many things in your business. How did you do it? What drives you everyday to do what you do?

Thank you. I have been in this industry for three years now and glad that I am already a veteran and known for COMPREHENSIVE PLANNING. I receive many recognitions every year. By God’s grace, I hope to receive more awards as a reflection of the commitment toward my work and as a motivation to do better.

I LOVE and enjoy doing what I am doing. I am the first LIFESTYLE Estate Planner in Malaysia and Celebrity’s Will is a very unique brand. I love being a SPECIALIST!

I am very privileged to have many good and appreciative clients. I appreciate this very much as I enjoyed the good testimonies and all their kind gestures 🙂

God is good!  I have enjoyed His many favors.

Besides loving what I do, I enjoy meeting people. And our businesses are also our marketplace ministry.  This business is more than just earning but also a unique positioning.

I am privileged to have an excellent Mentor who gives me higher understanding of myself and my business strategies.

 

3. How do you juggle your work life and your personal life?

My Mentor strongly advised me to have time for my spouse and family from the very beginning. No compromise on that. He said that giving time to family and putting them first should be my utmost priority and can still find SUCCESS in our business endeavours. This kind of success is far more meaningful and true. And will sustain long run. Thus, I always aspire that.

When my Mentor first told me to reduce my working days I was not too very happy to do so because I am by nature, quite aggressive and full of drive, you can say I am ambitious.

My Mentor gave me the right advice, and I appreciate His true wisdom. I think it is important that in our path to Success we must not lose ourselves and loved ones. And more importantly, I was capable of being a workaholic thus my Mentor understands me very well! He helped me avoid that.

 

4. I saw on Facebook that you love cooking. What inspires you to do so? Is that your passion?

I am glad you noticed 😉

Wow! I do. Cooking is an art and passion.

I first started cooking for myself while I was a single, cooking simple but i set the table nicely although I ate alone then. But when I started cooking for my husband, my cooking became a passion and an art. My focus was to cook something he enjoys eating! I don’t do well with recipes, I don’t follow recipes well. What started me off, was a lot imagination. I try imagining the ingredients and process to make my hub’s favourite dishes. And so far thank God it has always turns up fine at first attempt. I am always a little fussy about presentation, so I normally observe good food presentation. I admire a few chefs and emulate their creativity.

From young I have been known as a creative person, so that does add flavor to my creations. I have been quite a perfectionist since young. I still am. Above all, when I know I am cooking for my hub, I cook from my heart! Doing things from the heart makes what we do unique and different 🙂 not just in cooking but also in ministry and in business.

I must tell my first culinary experience;)

I fried my first PERFECT sunny side egg when I was 6 years old. At that time,there were no Junior Masterchefs. I was a fussy little girl who enjoys eating sunny egg crispy but not burnt, and with perfect yolk. I must have it every day. I used to complain that my eggs were either not crispy or the egg yolk broke. So my great grandmother who took care of my daily meals, told me that it’s not possible to fry a sunny egg crispy, not burnt and the yolk perfect. But in my young mind “I can imagine how it can be done”, so I gave her the specification how to do it but it didn’t happen. She got impatient and told me ‘do it yourself!’. So I DID IT MYSELF, a perfect pair of sunny side eggs and did just that for many years!

 

5. You are an excellent role model to women of all ages. What advice would you give them especially those who want to do something significant in their lives?

A. As A Christian, I believe in God. I believe in having a relation and spending time with God.

B. Have a great Mentor!

C. Do something you enjoy doing as your career is a bonus!

I see Many people don’t realize their full potential or their dreams, not because they not have it, but rather they choose to do what they don’t enjoy doing or doing just for the sake of earning a living, period.

Choose wisely!

D. Whatever we do, we should do it with our “HEART” amidst other ingredients like diligence, being focused, excellence. Anything done with the HEART has X factor! I cook with my heart , I work with my heart! and I know others will be able to see the difference.

 

6. Who is your role model?

A. I admire Jesus as the perfect role model and I always try to find inspiration in other successful people’s experience.

B. I enjoy reading and learning from different authors too. One successful person I am inspired by is David Cho Yonggi from Korea. If you read his books, the Fourth Dimension (any of the 3 volumes), you will understand that this man is incredible and RADICAL!  I consider him very successful. He started with literally nothing. But today he is a Legend. And to some extent he is a good role model to me. Each time I read his book, I am inspired on something or new actions. One radical time was when I fractured my left ankle in 2010 and was immobilised for 5 months. I did not have any surgical operation but received divine healing! I am always more radically challenged in my faith when I read about his experiences and it works on me:)

Another role model is a lady, Dr Petrina Guneratnam. She is the Senior Associate Pastor of Calvary Church and wife to Rev Tan Sri Dr Prince Guneranam, the Senior Pastor.  Her life also inspires me. “Behind every successful man, there is a woman” , so they say. Pastor Petrina is such a woman. And her life inspires me to be that kind of a woman too.

And of course, MY SPOUSE is my all time inspiration. Because of him, I am always inspired to do many great things including my business and cooking nice dishes which both are equally important to me. And being a very supportive husband, it makes it easier for me to aspire and acquire, and to have visions and dreams. My husband is one of my greatest inspiration in everything I do besides God and my Mentor!

Above all, I give all glory to My Maker if my life inspires someone, if I have achieve anything worth an honor.

 

Thank you once again Stephanne! I am sure this little interview will make an impact in many people’s lives as they read it. Thank you for your time and effort in answering my questions.  Hope to be able to meet you in real life one day! 

Stephanne – In one of her photo-shoots

 

Stephanne with one of her many awards
 

Another award
 

Her hubby, Nicholas, loves her cooking!
 

She even has her own menu!
 

One of her own original compositions
 

With hubby in Korea
 

Sweet couple! Wishing you all the best in your future!
 

Invite to Celebrity’s Will YouTube Channel

GREAT NEWS!

Stephanne Foong, Founder of Celebrity’s Will, Your Will Be Done and Business Succession Planning has officially launched her first Celebrity’s Will video.

Click on the link below today and check it out.

Click here for Celebrity’s Will Video

 

Apakah Masalah & Risiko Tanpa WASIAT?

Republished with permission from Stephanne Foong, Founder of Your Will Be Done, WASIATku and Celebrity’s Will & co-Founder of Business Succession Planning

Pembekuan Harta

Kini sebanyak 1 juta kes harta pusaka dianggar bernilai RM38 bilion tidak dapat diselesaikan kerana masalah pewarisan akibat tiada perancangan harta dilakukan semasa hidup.

Tempoh Pengagihan Pusaka Yang Lama

Terdapat kes harta pusaka yang mengambil masa sehingga 5 tahun, 10 tahun, 20 tahun atau 50 tahun untuk diselesaikan

Pentadbir Yang Tidak Amanah

Tanpa perlantikan Wasi yang berkredibiliti seperti ARB, harta pusaka akan terdedah kepada risiko ditadbir oleh pentadbir yang tidak amanah

Harta Sepencarian

Tuntutan harta sepencarian perlu dikemukakan di Mahkamah Syariah dan mengambil masa yang lama, malah mungkin tidak mendapat sepertimana yang diharapkan

Hutang Tidak Berbayar

Hutang yang ditanggung oleh si mati tidak dapat dibayar disebabkan pentadbir yang tidak amanah, atau harta yang ada tidak mencukupi untuk menanggung hutang, atau pentadbir/waris-waris tidak mengetahui hutang-piutang si mati, terutamanya hutang-hutang yang tidak bertulis.

Pertelingkahan Keluarga

Pertelingkahan dan perbalahan di kalangan ahli waris mudah berlaku sehingga menjejaskan hubungan silaturrahim sesama mereka